My Last Day of High School

May 11th, 2009 was my last day of high school... high school is finally OVER! I'M DONE WITH HIGH SCHOOL! WHOO! College is just around the block. Everyone took pictures on the last day. I made a video cuz I wanted to. Yeah. I made it as short as I could but it still turned out to be over 9 minutes...wow. If you don't go to my high school or don't hang out with me you might find this video random/stupid/idiotic, but you know what i dont really care. Anyways hope you enjoy the video! Thanks to everyone in the video! I really appreciate it! Great senior year and great time at WCA! PS Remember to subscribe! THANKS!



http://www.youtube.com/watch?v=Yw9egdWObdw&hl=en

Christian Kauffman - Top-Ranked High School Kicker

2009 Season Highlights



http://www.youtube.com/watch?v=sDZS3Hew0Bs&hl=en

A Beka Home School

With the growing popularity of home schooling, more and more styles and packages of homeschooling systems are entering the market. The upside is that parents who have decided to home school their children now have a lot more options and support material to choose from. The down side is that there is almost too much material for parents to go through and understanding the complexities of each option is difficult and makes deciding what course to follow more of a challenge. One popular choice is the A Beka home school which has developed by the Pensacola Christian College in Florida.

The A Beka curriculum is Christian based with the aim of educating children in the values of the faith. It is very comprehensive in nature and very highly structured and is best for families who want the home schooling to be done around a formally structured framework. There are three different program options available.

1. The A Beka Academy DVD program is a set of workbooks and accompanying DVDs that contain class room lectures that, as in regular classroom lectures, expand and clarify the material contained in the workbooks. This Program offers two options. This Program is completely accredited and is aimed at preparing students for college all work done by the student is sent to A Beka which maintains all records of a students work for purposes of grading, certification etc. The other option offers the same material but in this case all records are kept by the parents and it is a non accredited program. Since A Beka is not involved in record keeping, the second option costs less.

2. The A Beka Academy Traditional Parent-Directed option is the same, but minus the DVDs. This is also a college preparatory program that is wholly accredited and that replaces the DVDs with detailed guides that explain to the parents how approach the syllabus. This allows more flexibility to the parents in how they approach various subjects. The parents send in all the work done by the children to A Beka who does the grading and also issues report cards - that are quite like a regular school, only everything happens from the home. The program operates on an academic year basis and parents are provided with regular updates on the children's progress.

3. The Text Books and Materials for Home Schooling provides only the curriculum and A Beka has no further role to play. All records are kept by the parents who evaluate the children's performance and progress and since there is no academic year, parents can allow the children to learn at a pace that meets their individual requirements. Parents are free to order just parts of the program covering specific subject and combine what A Beka provides with other curricula from other sources.

If you are looking for a Christian based way of education, the A Beka home school program offers a well structured program that creates a strong foundation in subjects like reading, writing and mathematics and sets highs standards for children to meet through their schooling years. Although the A Beka system is more expensive that many other Christian home school programs, its popularity attests the standards it sets.

School Loan Consolidation & the Reality of Student Loan Debt

Unfortunately, the cost of getting a quality, post-high school, education rises every year. Spending tens of thousands of dollars per year on college tuition, for even state run universities is now the norm, and private university tuition is even more. What this means is that most students are going to have some amount of school loan debt by the time they graduate. The average student loan debt accrued by graduation seniors is $19,237.00.

So after graduation, what are the available options for graduates with multiple loans and a pile of debt? School loan consolidation can be a smart option by lowering your interest rate and combining all outstanding loans in to a new school loan with a lower annual percentage rate. However it's a good idea to take your time and compare the various lenders and resources, and be sure to discuss your options with your parents or a financial advisor before actually applying for school loans.

So what is loan consolidation? School loan consolidation is the process of taking your current school loans, and paying them off with one new consolidation loan. Students who have gone to school for 4+ years, and received Federal student loans will have amassed a large, deferred loan balance by the time they graduate. In many instances, several types of loans will have been used, with various interest rates and monthly payments. A school consolidation loan pays off all of these loans, and gives you one, easy payment to a single lender. This makes it easier to keep track of your payments. More importantly, it means you only have to deal with one creditor if you're late with a payment or need to renegotiate your loan for some reason.

Obviously, if you can keep your loan debt down in the first place, you won't have the stress of large school loan debt obligation after graduation. Instead of going to your local community college for your pre-requisite classes and spending $25 a unit, many students feel they have to go to the 4 year university straight out of high school. Many end up returning home and going to a C.C. anyway, but attending a local school first is a good way to save money, and get those required classes out of the way cheap. After you've completed these courses, transfer to a 4 year school to complete your undergraduate degree. This will save thousands upon thousands of dollars that you would have racked up on student loans, and been paying off well into your 30's.

So many bad financial decisions students make is a result of poor financial education. Students have not been taught by their parents or high school teachers the importance of maintaining a good credit score, paying bills on time, and budgeting income. Wise spending during the college years will ensure that the money you make after graduating will be spent on things you want, not credit card payments, collection companies and school loans.

For more information about consolidating your current school loans visit School Loan Consolidation Information & Resources